Scottsdale and Phoenix, Arizona Foreclosure & Loan Modification Attorney

Phoenix, Arizona Foreclosure Timeline

Law Office Of

Joseph A. Velez


Real Estate & Business Law Attorney

The foreclosure process can be lengthy.  From the time you stop making payments to the time you physically move out of the property may take many months to a year.  The current economic climate has increased the time frame of the foreclosure process.  Understanding the foreclosure process and strategically timing your foreclosure defense can play a significant role in minimizing the financial and personal damage caused by a foreclosure.  

If your mortgage is not brought current within three to six months, a foreclosure sale date is assigned to the property.  Shortly after, a Notice of Trustee Sale is delivered to the property.  There are specific times in the foreclosure process that it is recommend to talk to an Arizona foreclosure attorney.  Receiving the Notice of Trustee Sale is one of them (the other is when you first are contemplating foreclosure).  Upon Receiving the Notice of Trustee Sale a variety of issues should be examined that may trigger  foreclosure defenses.  Was the Notice of Trustee Sale served properly? Were all the parties involved notified?  Furthermore, it allows for a review of the current bank policies, loan modification programs and government assistance programs that are constantly evolving.  During this visit we will help you analyze the situation and determine the best course of action that will minimize the damage to your assets, credit standing, and personal life. 

Even once the auction is complete there are a variety of factors that may prolong your stay at the residence.  Whether you are the property owner or a renter, It is important to talk to a Phoenix Foreclosure Attorney to determine you options and timeline for vacating a foreclosing property. 

The Law Office of Joseph Velez

Commercial Real Estate & Business Law Attorney

Scottsdale Financial Center

7272 E. Indian School Rd., Suite 111

Scottsdale, Arizona 85251


Our law office represents clients throughout the Phoenix, Arizona area including the cities of Scottsdale, Maricopa, Mesa, Surprise, Paradise Valley, Avondale, Gilbert, Chandler, Glendale, Florence, New River, Fountain Hills, Peoria, Surprise, Queen Creek, Tempe, Sun City, Apache Junction, and Casa Grande. We serve the counties of Maricopa, Yavapai, Gila, Pinal, La Paz, Yuma, and Pima County.

DISCLAIMER: This site and any information contained herein are intended for informational purposes only and should not be construed as legal advice. Seek competent legal counsel for advice on any legal matter.

One hour initial office consultation fee is $295 for the matters discussed above.