Phoenix and Scottsdale, Arizona Commercial and Residential Real Estate and Foreclosure Law

DISCLAIMER: This site and any information contained herein are intended for informational purposes only and should not be construed as legal advice. Seek competent legal counsel for advice on any legal matter.

Law Office Of

Joseph A. Velez

480.710.5079

When knowledge and experience matter.

We draft Arizona real estate and business contracts, negotiate leases, mediate property disputes, assist in Arizona landlord tenant law and help resolve title issues. If you have a need for these or any other real estate or business entity formation services, please call the Law Office of Joseph A. Velez at 480-710-5079.

Our law firm works closely with every client to clearly explain their rights and options, as well as the consequences on any decisions they make. We take great pride in taking the time to understand our clients exact legal objectives and exert no unnecessary pressure. We are fully confident that by working together we can reach an effective and efficient outcome.

Focus & Experience- Arizona Foreclosure/ Commercial Real Estate Attorney

The relationship between attorney and client is one of the most respected bonds; an alliance based upon shared principles, common objectives and mutual respect. Phoenix Foreclosure attorney Joseph A. Velez has placed the highest value on forming strong, dedicated relationships with every client.  We build relationships with those we serve on a foundation of quality and integrity.


The confidence we earn and the results we achieve are the measures of success - and the rewards of relationships. Scottsdale real estate attorney, Joseph A. Velez has represented numerous clients on various real estate and business matters since 1994.


Whether you are experiencing a foreclosure issue, a real estate contract issue or a landlord tenant issue, The Law Office of Joseph A. Velez can help. Please contact our office at 480-710-5079 to schedule a foreclosure, landlord-tenant, contract drafting consultation with a committed and knowledgeable lawyer.

Real Estate & Business Law Attorney

What the Attorney will Review in a Foreclosure/ Short Sale Consultation

The three general options clients have when considering walking away or strategically defaulting (loan modification, foreclosure, or short sale). In an initial consultation the pros and cons of all three options will be discussed. Additionally, the following will be reviewed:

  1. Asset protection, Arizona’s anti-deficiency laws, and an analysis as to whether the bank can come after you for the difference

  2. Tax consequences

  3. Credit ramifications and rehabilitation advise

  4. What to do about HOA dues, property taxes and insurance

  5. Advise on what to do if you are a landlord with a tenant

  6. What you can remove from the property (i.e. appliances). Note- Beware, removing fixtures may expose you to criminal liability

  7. Employment impact-Can I lose my job if my credit tanks?

  8. Debtor/Creditor issues

  9. Assess whether a bankruptcy may be a consideration

The Law Office of Joseph Velez

Commercial Real Estate & Business Law Attorney

Scottsdale Financial Center

7272 E. Indian School Rd., Suite 111

Scottsdale, Arizona 85251

480.710.5079

Warning: If you have an account with the same bank that collects your mortgage (either first or second), and you have decided to stop paying your mortgage, please be aware that banks are generally permitted to withdraw the money from your account.  (You may not be aware of this but you probably authorized them to do this when you signed their Terms and Conditions form.)

Since 1994, the Law Office of Joseph A. Velez has offered quality representation to clients throughout Arizona, including Phoenix, Scottsdale and other surrounding suburbs. As an Arizona real estate, business and  foreclosure attorney a combination of experience, client-focus, and consistent results has earned our firm a reputation for providing timely, cost-effective solutions to pressing legal matters involving residential and commercial real estate, business formation, business law, landlord-tenant issues and mortgage loan modifications.

Joseph A. Velez, Esq.

Our law office represents clients throughout the Phoenix, Arizona area including the cities of Scottsdale, Maricopa, Mesa, Surprise, Paradise Valley, Avondale, Gilbert, Chandler, Glendale, Florence, New River, Fountain Hills, Peoria, Surprise, Queen Creek, Tempe, Sun City, Apache Junction, and Casa Grande. We serve the counties of Maricopa, Yavapai, Gila, Pinal, La Paz, Yuma, and Pima County.